Terms & Conditions
Last Updated: 10.7.2025
Welcome to American Benefits Company (“American Benefits,” “we,” “us,” or “our”).
These Terms & Conditions (“Terms”) govern your use of our website, products, and services. By accessing or using our website or services, you agree to comply with these Terms. If you do not agree, please do not use our website or services.
- Use of Our Website and Services
You agree to use our website and services only for lawful purposes and in compliance with all applicable laws and regulations.
You may not use our services:
- To engage in fraudulent, misleading, or harmful activity.
- To infringe upon the rights of others, including intellectual property rights.
- To upload or transmit viruses or any malicious code.
- To interfere with or disrupt the security or functionality of our systems.
We reserve the right to suspend or terminate access to our website or services at any time, without notice, for conduct that violates these Terms or that we determine is harmful to our business, users, or others.
- SMS Messaging Program
By providing your mobile number and opting in, you consent to receive SMS messages from American Benefits Company.
Messages may include authentication codes, client-support responses, and service-related notifications.
Message Frequency and Data Rates
Message frequency will vary depending on your account activity and service interactions.
Message and data rates may apply depending on your carrier plan.
Opt-Out Instructions
You may opt out of SMS messages at any time by replying STOP. After you send “STOP,” we will send one confirmation message and you will no longer receive messages unless you opt in again.
Help Instructions
For assistance, reply HELP or contact us at 1-801-343-0514.
We do not share, sell, or rent your mobile information with third parties or affiliates for marketing purposes.
For more details, please review our Privacy Policy.
- Intellectual Property
All content on this website, including text, graphics, logos, images, videos, software, and other materials, is the property of American Benefits Company or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.
You may not copy, reproduce, distribute, modify, display, or create derivative works from any part of this website or its content without our express written consent.
- Disclaimer of Warranties
Our website and services are provided on an “as-is” and “as-available” basis.
We make no warranties or representations of any kind, express or implied, regarding:
- The accuracy, completeness, or reliability of any information on the website.
- The availability or functionality of our website or services.
- The suitability of our services for your particular purposes.
To the maximum extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Limitation of Liability
To the fullest extent permitted by applicable law, American Benefits Company and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits or data arising from:
- Your use or inability to use our website or services.
- Any errors, omissions, or inaccuracies in the content.
- Unauthorized access to or alteration of your transmissions or data.
Our total liability for any claim arising out of or related to these Terms or our services shall not exceed the amount you have paid to us, if any, during the six (6) months preceding the claim.
- Third-Party Links
Our website may contain links to third-party websites or resources. These links are provided for convenience only.
We are not responsible for the content, accuracy, or practices of any linked third-party sites.
Visiting any linked site is at your own risk.
- Privacy
Your use of our website and services is also governed by our Privacy Policy.
Please review it to understand how we collect, use, and protect your information.
- Indemnification
You agree to indemnify, defend, and hold harmless American Benefits Company, its affiliates, employees, and agents from any claims, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of your:
- Violation of these Terms.
- Misuse of our website or services.
- Infringement of any rights of a third party.
- Termination
We reserve the right to terminate or suspend access to our website and services, in whole or in part, without notice, for any reason including violation of these Terms.
- Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles.
Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Utah County, Utah.
- Changes to These Terms
We may modify or update these Terms at any time to reflect changes in our practices or applicable law.
If we make material changes, we will update the “Last Updated” date above. Your continued use of our website or services after such changes constitutes your acceptance of the revised Terms.
- Contact Us
If you have any questions about these Terms or our website, please contact us:
American Benefits Company
Phone: 1-801-343-0514
Email: info@goamericanbenefits.com
Address: 676 West 1200 North Springville Utah 84663
Privacy Policy | Terms & Conditions
